We’ve released new API endpoints for ingesting Underwriting & Collections data.
About
The new Underwriting and Collections APIs allow you to upload underwriting events and collections events in real-time. Every time a user applies for your product (e.g. a cash advance) and is underwritten, the details of the underwriting decision can be sent to Pave using the Underwriting API. Once the product has been issued to approved users, the details of collection attempts and their outcomes can be sent to Pave using the Collections API.
Use Cases
Improve the performance of our scores (e.g. Cash Advance Score, Small Dollar Loan Score, Personal Loan Score).
Here are some FAQs to get you started!
How would I use these APIs?
- A user applies for your product
- Upload transactions and balances from the data aggregator to Pave
- An underwriting decision is made and the amount due and due date are set
- Use the Underwriting API to send the underwriting decision details to Pave
- Issue the product (e.g. cash advance)
- Attempt a collection on the set due date
- Use the Collections API to send the collection attempt details to Pave
Where can I find the required data needed for the API?
You can find the details in our API docs.
Underwriting API: https://docs.pave.dev/custom_upload/underwriting
Collections API: https://docs.pave.dev/custom_upload/collections
