Run real-time scenarios to provide customized loan options.
Used by: Balance transfers / Debt consolidation loans / Credit card consolidation loans / Home improvement loans
Data complexity. Lenders face complexity in assessing borrower affordability across multiple debts, interest rates, expenses, and income.
Outdated and inaccurate reports. Credit report discrepancies compromise the accuracy and recency of a borrower’s financial profile.
Limited scope. Credit bureau data often overlooks non-traditional credit accounts and smaller or older debts.
Complete the picture. Seamlessly stitch together multiple data sources to provide tailored debt payoff and consolidation strategies.
Real-time affordability scenarios. Run scenario-based assessments in real-time to determine eligibility for consolidated and reduced monthly payments.
Full visibility. Retrieve a comprehensive view of cashflow across credit and cashflow data including rent and medical accounts.
Forecast affordability with a real-time view of income, expenses, liabilities and more.
Generate 1000+ Risk & Affordability signals to train and backtest your loan pricing, pre-qualification, and risk models.
Personalize payment plans for installment loans.
Score users for cash advances.
Set dynamic credit limits for credit and charge cards.
