Credit and Charge Cards

Set dynamic limits for credit and charge cards

The Problem

Default risk. Incomplete and outdated data can result in default risk, credit exposure, and reduced recovery rates.

Static credit limits.  Recent changes in borrower financial circumstances aren’t reflected in credit limits.

Data discrepancies. No single credit report or data source captures a complete view of a consumer’s creditworthiness.

The Solution

Early delinquency detection. Get live signals about delinquency risk based on cashflow behavior

Real-time visibility. Dynamically adjust credit limits based on recent shocks or changes to a borrower’s affordability.

Unified financial picture. Seamlessly consolidate multiple data sources across all bank and liability accounts.


Cashflow API

Unlock comprehensive customer financial data for intelligent credit decisions.


Drive lift in risk models with 1000+ Risk & Affordability Attributes.


Predict borrower cashflow behavior built on billions of data points.

Interested in exploring more of this use case?

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