Forecast affordability with a real-time view of income, expenses, liabilities and more.
Our human-in-the-loop models ensure we are able to clean and tag transactions with >90% accuracy.
Unlock instant analytics about your customers’ cashflows with our near-real time processing.
Visualize a borrower’s liabilities and cashflows for instant decisioning.
Below are some examples of features you can use to better understand your customers’ affordability:
Detect income sources and predict the next paycheck deposit date to assess a user’s forecasted affordability.
Read more about the Recurring Income Endpoint.
Visualize liabilities across underlying data sources including credit reports, bank aggregators, and debt management APIs.
Read more about the Liabilities Endpoint.
Identify the amount a user needs to deposit to avoid an overdraft by surfacing upcoming bills.
Read more about the Deposit Amount Required Endpoint.
Surface all of a user’s rent payments with high accuracy. A user’s monthly rent gives insight into their true affordability.
Read more about the Rent Endpoint.
Score users for cash advances.
Personalize plans for installment loans.
Project affordability scenarios for personal loans.
Set dynamic credit limits for credit and charge cards.
Use our Scores trained on billions of labeled datapoints:
Forecast user cashflows including: