Actionable bill tracking requires a huge effort in machine learning, data science, and data engineering investment.
Detect recurring patterns across your users’ transaction data and train your proprietary models using Pave’s predictive analytics for future bill payment dates and amounts.
Pave allows you to track users’ recurring bills and predict the next bill date and amount using Bill and Subscription Detection. Receive a unified view of a user’s insights including bill, rent, utilities, BNPL, and subscription payments as well as repayment history.
Reduce overdrafts by proactively recommending users suggested Deposit Amount Required amounts. Pave allows you to predict the required deposit amount for a user to maintain a positive balance.
Pave partners with bill payment solutions to make it seamless for you to create Embedded Bill Payments within your app experience. Surface detected bill payments in your transactional data to allow users to pay bills using your card product, pay down their debt across over 10,000 financial institutions, and streamline enrollment into student debt assistance program.