Reduce NSFs

Personalize payment plans to reduce NSFs and overdrafts

The Problem

Unnecessary losses. Collections teams face losses from late or partial payments due to low borrower affordability.

Returned payments. Lenders face losses and delinquencies when a borrower's account has insufficient funds to cover a payment.

The Solution

Personalized payment amounts. Tailor payment plans based on a borrower's peak affordability.

Optimized payment schedules. Align payment plans with a borrower's paycheck to reduce the chance of defaults by over 27%.


Cashflow API

Unlock comprehensive customer financial data for intelligent credit decisions.


Drive lift in risk models with 1000+ Risk & Affordability Attributes.


Predict borrower cashflow behavior built on billions of data points.

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