Cashflow Underwriting

Supplement credit data with cashflow underwriting

The Problem

Low approvals. Today’s high interest rates and invisibility into healthy borrowers make lending harder than ever. 

Overlooked Borrowers. Traditional lending criteria exclude capable borrowers with a strong ability to pay. 

Lagging signals.  It can take up to 30 days for credit reports to display changes in a borrower’s financial situation.

The Solution

Reduce approval risk. Evaluate borrowers’ capacity to handle increased interest expenses while ensuring loan repayment.

Identify healthy cashflows. Visualize a borrower’s cashflows to uncover signals of financial health and ability to pay.

Real-time visibility. Tailor loan terms based on a comprehensive, unified, and real-time view of the user’s cashflows alongside credit data.


Cashflow API

Unlock comprehensive customer financial data for intelligent credit decisions.


Drive lift in risk models with 1000+ Risk & Affordability Attributes.


Predict borrower cashflow behavior built on billions of data points.

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