Credit risk teams use Pave to identify healthy borrowers, optimize credit limits, and improve collections outcomes.
Leverage Pave’s Cashflow API, Attributes, and Scores in your risk models
Score users for cash advances.
Set dynamic credit limits for credit and charge cards.
Personalize payment plans to prevent NSFs and overdrafts.
Project affordability scenarios for debt consolidation.
Use Pave's Cash Advance Repayment Score and Attributes to predict and prevent defaults.
Analyzing financial data is painful.
It takes millions of dollars and ongoing software engineering, data engineering, and machine learning investment to:
This is costly and undifferentiated.
We’ve released our Liabilities endpoint, allowing you to retrieve a complete and real-time view of a user’s liabilities. This endpoint ingests data from multiple data sources
We’re excited to announce the release of our Rent endpoint! This release follows a growing interest in helping our customers detect rent payments for cashflow
We’ve released improvements to our Balances Endpoint. Please note that these improvements will not affect your current implementation. This endpoint originally returned an end-of-day balance
