Developers and data scientists use Pave to connect their data sources and retrieve clean & unified insights into their consumers’ spending habits, income sources and stability, bill payment patterns, and financial health.
Use Cashflow Insights in your risk models and personalized financial experiences
Access clean transactions to help customers understand spending behavior. Send alerts when spending habits change.
Use Cashflow endpoints & Account Health insights to develop credit builder products and reduce ACH settlement risk.
Use Cashflow endpoints to help your customers track and anticipate upcoming bills including loan payments, rent and utilities.
Help customers avoid overdrafts by analyzing their earnings, upcoming bills, and account balances.
Use Pave's Cash Advance Default Score and Attributes to predict and prevent defaults.
Lower ACH settlement risk using Pave's Attributes, Cashflow endpoints and Scores.
Analyzing financial data is painful.
It takes millions of dollars and ongoing software engineering, data engineering, and machine learning investment to:
We developed AI-powered data infrastructure to analyze and manage financial data and credit risk for consumer fintechs and personal lenders.
Pave’s infrastructure powers use cases like cash advance, credit builder, overdraft protection, and more.
The demand and the need for getting paid faster are clear in both the data and employee surveys – and the market is responding.
We’re excited to announce that we launched “Crypto” as a new tag for our recurring_outflows and recurring_inflows endpoints! We originally only tagged cryptocurrency transactions as
We observed a 6.12% month-over-month growth of Cashback transactions over the past year. Cashback can potentially be redirected towards paying off debt and boosting savings.
